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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Greenwood and Lake Greenwood real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Schools in Greenwood and Lake Greenwood

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?
A	Tom Thumb
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Jan Bradshaw, REALTOR®, real estate agent and broker for Greenwood and Lake Greenwood, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Jan Bradshaw
Prudential Cambridge Realty
1717 Bypass 72
Greenwood, SC 29649
Jan Bradshaw: 864-341-7774
JanBradshaw@Number1Expert.com
As a top Greenwood REALTOR®, I have the experience and track record you are looking for. Now more than ever you need a knowledgeable, experienced, service oriented REALTOR who focuses on your needs-not just a commission. I offer my clients the “Finest Service Possible”. I look forwad to showing you that all REALTORS are not alike.

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