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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What island in the St. Lawrence River was given away on a television game show in 1964?

A 
Price is Right Island was given away by Bill Cullen on "The Price is Right."
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Jan Bradshaw, REALTOR®, real estate agent and broker for Greenwood and Lake Greenwood, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Jan Bradshaw
Prudential Cambridge Realty

1717 Bypass 72 NE
Greenwood, SC 29649
Jan Bradshaw: 864-341-7774
JanBradshaw@Number1Expert.com
Jan@JanBradshaw.com

As a top Greenwood REALTOR, I have the experience and track record you are looking for. Now more than ever you need a knowledgeable, experienced, service oriented REALTOR who listens. You need a Realtor who knows today's ever changing market and today's ever changing marketing techniques. Rest assured, I will be with you every step of the way from beginning the search all the way through until long after the closing. Whether it takes 1 week or 1 year you can count on the fact that I'llbe there. Your wants and needs are important to me and you will never be handed off to someone else to finalize the transaction. I look forward to assisting you with your future real estate needs.

REALTOR GRI MLS Equal Housing


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